How Much Does it Cost to Furnish a House

A Guide to Budgeting in Furniture Costs

Buying a new home? Plan and prioritize! There are a few ways to budget for furnishing each room in your new house.
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It’s an exciting endeavor when you buy a new house, but it can be overwhelming too. Once you’ve closed on your dream home, the next step is furnishing it. Plan, prioritize and create a budget for each room to help you stay on track.

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Average Costs

In 2020, the average price of homes in the United States was around $340,000. As a general rule of thumb, you can expect to spend 20–30% of a home’s purchasing price on furniture to reflect the value of the home. This means you could spend at least $68,000 on furnishing an average sized home around 2,600 square foot from scratch.

Furnishing costs vary wildly depending on your needs, budget and what you already own. It helps to get a general idea of a moderate budget for each main room in the home and make personal adjustments from there.

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Living Room

The living room is what guests are most likely to see and it’s where we spend much of our downtime. Here’s what furnishing a living room on a moderate budget might look like:
Living Room Breakdown Graphic

Dining Room

The dining room is where we gather with families and friends for dinners and special occasions. Here’s what furnishing a dining room on a moderate budget might look like:

Dining Room Breakdown Graphi


The bedroom is a sanctuary from the outside world. Here’s what furnishing a bedroom on a moderate budget might look like:
Bedroom Breakdown Graphic

Home Office

Home offices are highly practical rooms and essential for many of us. Here’s what furnishing a home office on a moderate budget might look like:
Home Office Breakdown Graphic

Expert Tips to Save

The following tips can help you save big on furniture:
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How Much Does it Cost to Furnish a House?

Furnishing your new space is a rewarding experience. Planning ahead will go a long way toward reaching your goals. If you have questions about how to budget for your new home, give me a call!

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